Get spending 101

In today's world nothing is hidden, u can become anything, do anything, start anything, get anything and know anything, only if you put your mind to it and desire it.

I once posted an update that: Saving is not a function of the extra or excess cash in your pocket or bank account but a function of discipline with a conscious drive for change.

Let me share a story with you; I use to have a friend who works in an office and was paid on the average side. He always complained that his salary only sustain him for 7days and he told me his job was not the will of God for him so he changed his job for another but this time a lesser paid one that he called the will of God. His story did not change; his salary only sustained him still for 7days, same story.

Am surprised that a smaller salary sustained him same number of days like the higher salary from his first job. He's a spender; a programmed one who must spend in 7days, he earns to spend. He is suffering from the lack of financial intelligence. If he had reduced his first salary himself he would have a saving. He is just a spender

One of my mentor said to survive in a jungle the common thing to learn is running, so every animal learns running101, its same here for us the common thing is spending, if u must survive you must spend, so we need to learn spending101. To know spending101 you need financial intelligence.

Now what is financial intelligence? I leant this from a2w (avenues to wealth) and am so excited about it. It’s your conscious road map built and planned by you to financial freedom. It is that part of our intelligence that we use to solve financial problems... towards financial freedom.
Don't be confused financial freedom is the end product of financial intelligence.

Financial freedom is that point in our live where our passive income is more than our living expenses.

Believe me financial intelligence is critical and crucial because.... There is no classroom, no primary, secondary school or university where it is being taught yet we spend the most part of our lives trying to be financially free. This is why you need the training, it is critical and crucial.

I cannot tell you all here but we can take the journey together towards your freedom. All this I learnt from a2w's financial intelligence pack in my privilege pack. Will you join me on this journey to financial freedom?

Continue here: http: http://bit.ly/12wR8CX



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WHY I DEVELOPED A POSITIVE LEARNING ATTITUDE

You probably must have heard the statement: “If you want to hide knowledge from a black man, put it in a book—he would not read it.”

Recently, I was shocked to hear this statement in an upgraded form. It says:

“There are now 2 ways you can hide knowledge from a black man: one, put it in a book—because he won’t read it. Two, put it on the internet—because he doesn’t fully understand the age we are in!”

These statements are used to describe Africa's poor learning (and reading) attitude. But from the moment I heard them, I knew that nothing could be hid from me again. Immediately, I got an inspiration that:

“If I want to get ANYTHING hidden, I will find it in a book written by trusted mentors addressing that issue or on the internet.”

So, I developed a positive learning (and reading) culture with a sense of unreserved commitment. This has been the source of my speedy growth in the school of personal and academic excellence! And I believe that as you read this, you are also making that unreserved commitment to learning!

I read EVERYDAY. I write/type almost EVERYDAY. I listen to audio messages (and audio trainings) Almost EVERYDAY”. Not because it is easy; not because it is convenient; not because I’m preparing for any exam. But because I know that if I set my self on this “routine”, where I should be in 5 years, I will be there in less than 2 years.

Interesting, this is a way I apply the success formulas I shared earlier and the results in my life are simply amazing! Today, I naturally love to learn because I have developed a positive learning attitude. You can use the above statements as motivation as well!


“If the student is ready, the teacher will appear!”

#1. THE FIRST STEP TOWARDS YOUR GOAL IS LEARNING
Often, the first step to achieving any goal in life is to acquire the right knowledge about that subject first!

#2. BE WILLING TO GET THE RIGHT KNOWLEDGE
Often when I share my results with people — academics, finances, etc. — people want to achieve the same but unwilling to "commit to progressing with knowledge".

It is wrong to think that you can achieve any success in life without FIRST getting the right knowledge about what you really want to achieve.

Don’t go into any subject of life with “reckless abandon”; go into subjects of life with the right knowledge. It’s been said that “The right knowledge reduces risk!” Yes, it also reduces fear—usually the fear of the unknown.

__________________
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WHY YOU NEED TO JOIN A NETWORK MARKETING COMPANY - (Harvard University)

Why you should join A “Network Marketing” Company

(3 Things that make a Network Marketing Company an opportunity) - Harvard University.

Network Marketing (called The Business of the 21st century™ or Direct Selling Business) is being taught in more than 200 colleges today, including Harvard Business School. After EXTENSIVE RESEARCH into the network marketing industry, Harvard Business School developed THREE CRITERIA that a network marketing company must meet in order to make it a most desirable OPPORTUNITY. They are:

1. The company should be (at least) 18 MONTHS old:

This is because 90% of all network marketing businesses fail in the first 18 months. They fail because this is the period where they are still trying to establish the business, put out the awareness and put structures in place. So it usually fails largely because of under capitalization. The only exception is if the company is highly funded and with a lot of equity.

2. The Product must be UNIQUE and HIGHLY CONSUMABLE.

*UNIQUE: This means the product must be exclusive. It means the product CANNOT be purchased anywhere else - not even a generic version of the product can be purchased somewhere else - except from the company’s DISTRIBUTORS.

*HIGHLY CONSUMABLE: This means there are repeated sales, thereby guaranteeing customers’ loyalty instead of a one-time sale and having to locate new customers. And it is able to serve a lot of different groups of people.

3. Check the Timing and POSITIONING of the company:

» If ½ of 1% of the country’s population is involved, (For Nigeria with population of 150 million, ½ of 1% of our population is 750,000), the company would be considered a GROUND FLOOR opportunity.

» If less than 500,000 distributors are involved, it will be considered a CUTTING EDGE opportunity.

» If less than 100,000 distributors are involved, it will be considered a ONCE IN A LIFETIME opportunity.

There are four stages of growth in a network marketing company (Harvard):

» Foundation: This usually lasts 6 months. This is the period when a company develops its product, the marketing plan, the reward plan, etc.

» Concentration: This period lasts from 2 to 4 years when distributor network is started.

» Momentum: This period lasts 2 to 4 years also. This is when the company experiences phenomenal growth. Both retail and distributorship explode in terms of expanding growth. This is when the company virtually sweeps across the nation…This is the reason for getting involved on the “ground floor” so you will experience the benefits of the explosion growth.

» Stability: This period lasts for the life of the company. A network marketing company that is dedicated to the success of its distributors will experience longevity, thereby ensuring that an active distributor will realize continued earning and growth.

Source: Harvard

(Letter from Harvard Business School to Harvard Business School students)

Based on these criteria by Harvard, Avenues to Wealth, Nigeria is A ONCE IN A LIFETIME opportunity because…

1. Avenues to Wealth (A2W), Nigeria is more than 18 months old. A2W became 3 years old in November, 2011.

2. A2W’s Product (called the "Privilege Pack") is UNIQUE and HIGHLY CONSUMABLE & extremely valuable! It’s amazing!

3. Today A2W in Nigeria has a network of just about 38,000 distributors!

» To join A2W, follow this link now to www.avenuestowealth.com/tolulopeahmed and click “Start Now”. And you’ll be on your way to:

 1. Purchasing your Privilege Pack, and

2. Build a Network Marketing business as a DISTRIBUTOR of the Privilege Pack that will make you financially free.

» Please contact me because I’m ready to provide the guide and support on how to drive your dreams into reality with Avenues to Wealth!

Kind Regards!

Roland Ogudiegwu,

08056112563, 08037186833 (WhatsApp), Blackberry PIN: 2670D386,

rolandrichman@gmail.com, sfwsms@gmail.com, www.sfwsms.blogspot.com.

WHAT EXACTLY IS AVENUES TO WEALTH

What exactly is AVENUES TO WEALTH?

By Roland Ogudiegwu

Avenues to Wealth is a NETWORK MARKETING COMPANY.

Put in a better way, Avenues to Wealth (A2W) is a company that has a very unique product (called the "Privilege Pack") but has decided to DISTRIBUTE this unique product through a NETWORK MARKETING MODEL.

The “Network Marketing model”?

Before I define what Network Marketing model is, I’ll like to share with you first, the Conventional Business Model.

Conventional Business Model is a system that allows a PRODUCER to distribute his products through a WHOLESALER, then the RETAILER, before the CONSUMERS finally come to purchase the products from the retailer. (See the table below).

Network Marketing (a.k.a. Direct Selling or Multi-level marketing, MLM) is a business distribution model that allows the same PRODUCER to market (and sell) the PRODUCTS DIRECTLY TO CONSUMERS by means of relationship referral. Each CONSUMER therefore becomes a DISTRIBUTOR and he’s rewarded for every sale within his network.

Conventional Business Model:

Producer --» Wholesaler --» Retailer «-- Consumer (Notice the direction of the arrow that in this model, it is the consumer that goes to the retailer to buy).

It's a closed model

Network Marketing:

Producer --» Consumer 1 (who is also a distributor) --» Consumer 2 (another distributor)--» Consumer 3 (yet another distributor)…

It goes on and on. It's a continuous model.

It was discovered that people sell FAR MORE using the Network Marketing model than the conventional model. Today, Network Marketing is the fastest growing BUSINESS MODEL in the world. Why? Because sales are made DIRECTLY by MORE PEOPLE (the consumers who are also the distributors) without going through the normal distribution CHAIN [and without having to spend any money on advertisement. Instead the advert is by "Word of Mouth" or people's recommendations]. The money for advertising is instead used to reward the consumers (who are also the distributors).

Once you buy such a product, you [are also given the privilege to] become a DISTRIBUTOR. And as a distributor, you are said to have just started a Network Marketing Business (or a 21st Century Business).

It's like this:

You go to the market to buy a TV. After purchasing the TV, the TV becomes yours. You can go home and enjoy it as long as you want. But the person who sold the TV to you also said "If after you've enjoyed the benefits of this TV, you recommend it to your friends to buy, I'll reward you financially. And even when your friends recommend it to their own friends, you'll still be rewarded financially."

So, if you don't tell your friends, the TV is still yours. But if you do tell your friends, it makes more sense!

But much more than rewards you get financially,

A Network Marketing company offers you and all its distributors the OPPORTUNITY to have access to the following 8 things:

1. Personal Development—Network Marketing is a business university where you learn (especially about the world of finance) through reading and through practical experience. Distributors are always trained.

2. Start and Build a Business—it is called a 21st Century Business or the Business of the Future. Why? Because in this 21st Century, it is ONLY business you can build with little capital, low risk and better chance of succeeding!

3. Meeting New People—you get to meet people in the Network horizontally and vertically (top people you might not get to meet in years or forever).

4. Earn Passive Income—Passive income is the income you get without actively involved in anything. But you qualify to earn it because the efforts you’ve made in the past has become a system that is now paying forward for you. This gives a person the opportunity to practically become financially free!

5. Financial Freedom—this means you get to a point where by you are able to CONVENIENTLY buy the things you want to buy, WHEN you want to buy them, and IF you want to buy them.

6. Helping People Succeed—sharing your experiences and amazing results with your friends so that they could enjoy the same thing as you train and show them how to build the business!

7. Enjoy Time Freedom—being able to do what you REALLY want to do when you want to do them without a compulsion of what your job or boss compels you to do.

8. Leave a Legacy—basically, the legacy of a GOOD NAME for your children and generations yet unborn.

These are the 8 core values in Network Marketing! And these core values are PRESENT in Avenues to Wealth!

Network Marketing is also referred to as…

» Direct Selling

» Multi-level Marketing (MLM)

» Home Based Business

» Referral Marketing

» The Business of the 21st Century (Robert Kiyosaki, Best Selling Author, Rich Dad Poor Dad)

» The Business School for People Who Like Helping People (Robert Kiyosaki, Best Selling Author, Rich Dad Poor Dad)

» The Recession Proof Business (Warren Buffet, the billionaire investor who now owns 3 Network Marketing companies)

» The Business of the Future

» One-to-one Business

» Low Risk-High Return Business

Emphatic Statements about Network Marketing:

» “Direct Selling is the first truly revolutionary shift in marketing” (Tom Peters, Best Selling Author)

» “Network Marketing has produced more MILLIONAIRES than any other industry in the history of the world” (Les Brown, Professional Motivational Speaker)

» “The beauty of network marketing as a business is that it’s all done for you! All you need is to find a reputable company that offers an amazing product or service you believe in and can get passionate about” (David Bach, Best Selling Author, Automatic Millionaire)

» “The future of Network Marketing is unlimited. There is no end in sight. It will continue to grow, because better people are getting into it. It will be one of the most respected business methods in the world” (Brian Tracy, Professional Speaker, Business/Life Coach)

» “Now (2012) is the perfect time to start your own business. If you do it right, you will be a leader of the future economy” (Dr. Charlotte Phelps, Economist Temple University)

» “It is the greatest investment I ever made” (Warren Buffet, the billionaire investor)

» “Network Marketing is perfectly designed such that you truly get EXACTLY what you are worth. No nepotism, no favoritism. That’s rare today” (Bob Proctor, Business Consultant and Personal Development Coach)

» “It is an entrepreneurial opportunity where people can use their talent and their passion towards a greater good” (Stephen R. Covey, Author of the best-selling 7 Habits of Highly Effective People)

CONCLUSION:

This industry is a GIANT industry. And it is a GIANT industry because it works. For me, in the past two and half months, I've enjoy a few of the above 8 things (specifically Personal Development, Passive Income, Meeting New People, Building a Business) and it's simply amazing! I recommend you start now!

I recommend you join "Avenues to Wealth" (The one I'm part of, the one who's MD I've met, the one whose chairman is Prof. Pat Utomi, the one that is the leading Network Marketing company in Nigeria, the one whose vision is sincerely to make people become financially free). I recommend Avenues to Wealth (A2W).

Recently, Havard University gave 3 criteria that makes a Network Marketing Company a "Once in a lifetime opportunity"…

1. The company must be at least 18 months old (because most Network Marketing companies fail within the first 18months).

2. The company's product must be UNIQUE and HIGHLY CONSUMABLE

3. If half of 1% of the population of the country is involved, the company will be a ground floor opportunity.

If less than 500000 people are involved, the company will be a cutting edge opportunity.

If less than 100000 people are involved, the company will be regarded as a ONCE IN A LIFETIME OPPORTUNITY.

Avenues to Wealth meets all these criteria and is considered a "once in a lifetime" opportunity.

(You can read "the 3 criteria a Network Marketing company must have before you join" by Harvard Universityon you should join a network marketing company

» To join A2W, you only need to purchase your Privilege Pack (A2W's Product). And you can do that by clicking this link now http://avenuestowealth.com/rolandrichy1 or http://avenuestowealth.com/rolandrichy2 and then click “START NOW”...

And you’ll be on your way to

1. Purchasing your Privilege Pack, and

2. Build a Network Marketing business as a DISTRIBUTOR of the Privilege Pack that will make you financially free.

» Please contact me (+2348037186833) because I'll like to guide you through the process and work together with you. And I’m ready to provide the guide and support on how we can drive our dreams into reality together with Avenues to Wealth!

» Learn in Practical Terms "What Exactly is the Privilege Pack (the amazing Product of A2W)" and how much it cost by reading the article at http://bit.ly/13GleXX

» Send your requests to tolulopeahmed@gmail.com and I'll send you more documents and articles that gives you the whole scope of this amazing opportunity.

It's an honor for me to be the one sharing this amazing opportunity with you. I hope the message was simple and clear. Do call me (+2348037186833) and I'll be ready to guide you and work with you in A2W.

Kind Regards!

Contact me for any assistance:

» 08056112563, 08078391044 (CUG), 08037186833 (WhatsApp), BB: 2670D386

» rolandrichman@gmail.com